An image of Christina
Cost of living:
Christina

Christina Malcolm Day lives in Banbury, Oxfordshire with her wife Heidi. She was diagnosed with an endocrine tumour that is located at the base of her skull. Unfortunately, due to the location of the tumour, it cannot be operated on. “Luckily, I could get the PRRT, (peptide receptor radionuclide therapy) which was a godsend. It's like a radiation therapy. It's kept everything stable for now, but I have yearly scans.”

These types of tumours are incredibly rare, so Christina had genetic testing done along with her mum and sister. “They identified that I had a gene mutation, which does predispose me to develop more. My dad has passed. So, now we think a lot of his problems were probably related to the tumours. My sister was positive, and she did develop tumours as well, not in her neck but in her bladder, which she had operated on.”

Daily life for Christina is now different as her condition causes other symptoms which she must manage, such as tinnitus, pain and fatigue. Currently, ESA (Employment and Support Allowance) is her main source of income, along with her wife’s earnings. “I get ESA but they put me in a support group, so I'm not able to go and do any work if I wanted to. So how am I meant to make more money? How am I meant to pay more? That's just what you get, and you've got to make it budget. Have you seen the cost of living today? I've recently applied for permitted work which has not yet been decided and I have received conflicting advice on whether I can work. Obviously, up to now I've thought it not possible and haven't done any paid work. Without Heidi, we'd be in a deeper mess. I mean, she works her socks off. Finances are the thing that is causing stress between us. I mean, she wants to go out and obviously work as much as she can but then she's flat out tired. I try and contribute as much as I can, which is very little, it puts a lot of pressure on her.”

Recently on advice, with the financial crisis in mind, Christina completed a Personal Independence Payment application for more financial support. Her application was unsuccessful, adding to the couple’s stress and to a decline in Christina’s mental health.

Then it was just automatically refused. I had to obviously do the reconsideration again and then I had to go to another tribunal. That was I think during COVID, so it was a Zoom meeting and everything just goes down to very physical things like, you don't appear this way.”

Financial worry is constant for the couple and the frustration is difficult to deal with. They both have been diagnosed with ADHD and are coming to terms with what this means for their lives, on top of already dealing with so much together.

The strain on their lives from financial pressures is out of their control, with daily battles to ride out this crisis. For example, despite trying to whittle down one bill, they received a debt collector’s letter relating to it. “The only help that we've had is from family members and friends. That's it. We're lucky that we've got a friend who comes and brings us shopping and just goes and gets bits for us. We didn't ask him but he knows we are struggling and he wants to help. We've asked to borrow money from family members to pay bills.”

Not knowing where to turn to for help and advice confounds them. There are no specific charities to support them. They are seeing increases across the board from mortgage payments, and gas bills to the ever-increasing costs of food. They also must find the funds somewhere in their already tight budget for the cannabidiol (CBD) oil Christina uses to manage pain, “I try and go for either reflexology or private physio to help also manage the pain. Then the other payments are really just like for me, like supplements and vitamins and the CBD for pain and inflammation. I've also just tried to get some newer vitamins because I think I'm possibly having some perimenopause symptoms. Again, they're expensive. I need to try and do something. I'm not getting any help from the NHS or anything because I'm too young. I am hoping that they might help a little bit. I want to be okay. I want to be able to just do a bit more if I can.”

Christina would love to be able to go out and work, but finding an employer that could accommodate her illness is difficult. She understands that businesses can’t be as flexible as she needs, not knowing how she will be from one day to the next.

“It's putting a lot of pressure on me, it's very stressful, which are all the things that they tell you to try and avoid to maintain your wellbeing. We have even started to sell some bits on Vinted, to try and get a bit of extra money with old clothes that we don't want, or items on Facebook that have just been lying around, that we don't really use.”

Christina believes more help needs to be made available. The state of society today with increased mental health issues alongside the financial crisis, is not a great mix. “The two don't go hand in hand. They don’t try to help you and take the pressure off. Threatening people with letters of debt collection because you haven't paid a bill isn’t going to do wonders for your mental health and stress levels. It just needs a big overhaul, doesn't it?”

The couple tend to stay home and watch movies or TV together to reduce spending. This affects their mental wellbeing, with no relief from the worry the crisis is bringing into their already stressful lives. “We don't do what we used to do like go out for dinner at the pub or go to the movies etc., we just sit in and watch TV. It has always depended on how I was feeling, but at least we had an option to do things previously.”

“The whole of society is going to become such a depressed place. No one's going to have good mental health and it's going to end up costing more down the line.”


Our cost of living project is supported by:

 
 

Return to the cost of living page

Read about Delyth

 
 
 
 

Find out more

 

Neuroendocrine tumours

Neuroendocrine tumours (NETs) are rare tumours that develop in cells of the neuroendocrine system. They are also called neuroendocrine neoplasms (NENs). There are a number of different types. The type you have depends on the particular cells that the tumour starts in.

To learn more about neuroendocrine tumours, click here.

Source: https://cancerresearchuk.org